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What to Ask Your Lender 
There are a number of questions all buyers should ask their lender, and here's just a few...
  • Based on our situation, what looks to be the best program for us? Why?
  • What is the projected time for processing and closing a loan?
  • If PMI (Private Mortgage Insurance) is required, when and how does it go away?
  • About your rates, terms, and fees. Are they negotiable?
  • What standard underwriting guidelines do you follow?
  • What is your most popular program? Why?
  • Who services your loan?
  • Six months to a year from now, what will make this loan look good/bad to most borrowers?
  • What are your standard and special fees?
  • What, if any, escrow requirements exist?
  • What if the rates go down during the 'lock-in' period?
  • Who is our contact person after application for progress reports?
  • What, if anything, do you need from us to get our loan approved?
  • Do you have any concerns about our ability to get a quick loan approval?
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RE/MAX Professionals

John Goleman
RE/MAX Professionals
2475 W Monroe
Springfield, IL 62704
Phone: (217) 899-6789
Email: jgoleman@hotmail.com

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